Frankie is currently in Beta. Join early and help shape the future.

How Frankie Works

Frankie is a transparent flat-fee lender. We keep it simple. You borrow, pay one clear fee, and repay in 65 days. No credit score needed. No surprises.

Why Frankie’s Different

  • Simple Terms: Borrow $100–$400 and repay in 65 days. One payment, one fee. That’s it.
  • No Score Shaming: We don’t use your credit score to decide.
  • Flat Fee Only: No compounding interest. Just a clear flat fee you see upfront.
  • Fair & Legal: We keep every fee compliant with Canada’s 60% APR limit.
  • Quick Access: Funds typically arrive within 24–48 hours of approval.
  • Built for Good: Frankie earns a small fixed fee, not more the longer you owe.

Loan Calculator

Frankie Fee: $26.00

Total Repayment (Day 65): $276.00

This is an estimate based on our standard 58% APR table.

Always Transparent

Flat fees, clear math, zero fine print.

Safe & Secure

Your info is protected and encrypted.

Fast Access

Funds sent within 24–48 hours if approved.